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At a Glance
- 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening and 10,000 bonus points†† (approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening
- Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases.
- Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points.
- Flexible rewards: Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
- Your MBNA Rewards Points never expire as long as your account is open and in good standing.
- The MBNA Payment Plan can make it more convenient to pay for large purchases and manage your budget. Pay for eligible credit card purchases of $100 or over by making monthly payments. Choose from three Payment Plan terms: 6, 12 or 18 months. Conditions and fees apply. Use the payment plan calculator to find out how much you can save in interest.
Award-winning MBNA Credit Cards
More Card Benefits & Features
The MBNA Rewards Program provides you the flexibility to earn, save and redeem points for items you want, when you want.
- Shop online with the MBNA Rewards Catalogue
Through the MBNA Rewards Catalogue, you can redeem your points for travel, gift cards and brand-name merchandise. - Apply points towards your MBNA Rewards credit card balance
Redeem points towards a Statement Credit and apply it directly to your credit card balance. You also have the option to redeem for cash by cheque, a deposit to a chequing or savings account, or towards a donation to a participating charitable organization you select.
- Redemption values
The redemption value for travel is 100 points per $1, while cash and charity donations are 120 points per $1. Merchandise and gift card point values are disclosed in the Rewards Catalogue.
- Emergency Services
Certain services are available in case of emergency. Services include Emergency Card Replacement on a 7-10 day delivery or by courier. - Trip Assistance and Legal AssistanceF
Features include support for Emergency Cash Transfer, Lost Document and Ticket Replacement, Lost Baggage Assistance, Pre-trip Information and Legal Assistance while travelling. - More Coverage and Support
Cash Advances at banks and ATMs internationally. Conditions and fees apply.
- Rental Vehicle Benefits
Includes Collision Damage Waiver BenefitsB providing coverage for up to 31 consecutive days for eligible auto rental damage. - Concierge**
Get more free time for the things you really want to do. Concierge service can book air and land travel, including hotels; make dinner reservations at trendy restaurants; obtain seats to the hottest concerts or shows; and more. Any costs incurred in connection with these services are charged to your MBNA Rewards World Elite credit card.
- Travel Medical InsuranceC
Up to $2 million of coverage for the first 21 days of your trip. Available for an insured person under 65 years of age. - Delayed and Lost Baggage InsuranceD
Up to $1,000 in coverage per insured person per trip toward the purchase of essentials such as clothes and toiletries if your baggage is delayed for over 4 hours or lost. - Flight/Trip Delay InsuranceE
Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
- Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown. - Price Protection Service*****
If you purchase an eligible item with your card and find the same product advertised in Canada at a lower price within 60 days of the purchase, the difference will be refunded subject to a maximum of $500 per item and a calendar year maximum of $1,000 per account. Certain conditions and exclusions apply. - Save with Avis Rent A Car and Budget Rent A Car
Use your MBNA credit card to save a minimum of 10% off the base rates1, 2 in Canada and the U.S., and a minimum of 5% off the base rates1, 2 internationally, on qualifying car rentals at participating Avis and Budget locations.
Avis: You can reserve your Avis car rental by visiting www.avis.ca/mbna. Quote Avis Worldwide Discount (AWD) #C078405 at the time of reservation and charge the full rental to your MBNA credit card.
Budget: You can reserve your Budget car rental by visiting www.budget.ca/mbna. Quote Budget Customer Discount (BCD) #A331704 at the time of reservation and charge the full rental to your MBNA credit card.
- Mastercard® contactless
Simply tap your Mastercard® at participating merchants to process payments safely and wirelessly – letting you keep your card in your hands at all times. Use your Mastercard® contactless at millions of international locations where contactless is accepted. - Mastercard® Zero Liability
As a Mastercard® credit card cardholder, you will not be responsible for unauthorized~ purchases made in store, over the telephone or online. Some conditions apply.
- Card Verification Code (CVC)
All our credit cards use a CVC code that can normally be found on the signature strip on the back of a credit card (the last 3 digits). The purpose of this is to verify that the genuine credit card is being used to make the purchase. - Chip & PIN
All of our cards are Chip & PIN enabled, which is one of the most secure ways to pay by credit card. Instead of a signature, you will be asked to enter a 4-digit Personal Identification Number (PIN) that is to be known only by you. Learn more about Chip & PIN.
Find out more about MBNA Credit Cards
How to apply for a credit card
More information about MBNA Rewards World Elite® Mastercard®
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