No Annual Fee Credit Cards

We offer a wide range of benefits including a long list of credit cards that require no Annual Fee.

  • Take advantage of welcome offers that could feature bonus points, loyalty dollars, or cash back.
  • Our No Annual Fee credit cards are equipped with security features.
  • Earn rewards with No Annual fee credit cards that help you collect points on eligible purchases.
  • Take advantage of Apple Pay for a safe, quick and convenient way to pay with an MBNA card.

Product rates and fees may vary across different regions.
Your region is currently set to


Change Region

Special Offer Recently Viewed

Welcome offer: You could get a 0% promotional annual interest rate (“AIR”) for 12 months on balance transfers completed within 90 days of account opening. Calculate your balance transfer interest savings.

$0

Annual Fee

12.99%

Interest: Purchases

17.99%

Interest: Balance Transfers

24.99%

Interest: Cash Advances


Special Offer Recently Viewed

Welcome offer: Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually. You could also receive up to 10,000 bonus points††. Conditions apply. Calculate your MBNA rewards points.

$0

Annual Fee

19.99%

Interest: Purchases

22.99%

Interest: Balance Transfers

24.99%

Interest: Cash Advances


Recently Viewed

Welcome offer: Earn 5% Cash Back on gas and groceries for the first 6 months†† (until the total gas and grocery purchases in the applicable month reaches $500). Calculate your cash back earnings.

$0

Annual Fee

19.99%

Interest: Purchases

22.99%

Interest: Balance Transfers

24.99%

Interest: Cash Advances


Recently Viewed

Welcome Offer:

Get 5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants! Valid for the first 6 months, on your first $3,000 in eligible purchases††Calculate your Amazon.ca rewards points.

$0

Annual Fee

19.99%

Interest: Purchases

22.99%

Interest: Balance Transfers

22.99%

Interest: Cash Advances


Apple, the Apple logo, Apple Pay, Touch ID, Face ID, iPad, Apple Watch, MacBook Pro and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

* Visa is a Trademark of Visa International Service Association, used under license.

Have a question? Find answers here