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At a glance
- Welcome offer: Earn 5% Cash Back on eligible gas and groceries purchases for the first 6 months†† ($500 monthly spend cap)
- Earn 2% on gas and groceries thereafter‡ ($500 monthly spend cap)
- Earn 1% Cash Back on all other eligible purchases‡
- Low Annual Fee of $39
- Add up to 9 authorized users¤ with no additional annual fee for each added authorized user
- Includes Rental Vehicle Collision Damage Waiver BenefitsB
More Card Benefits & Features
- Emergency Services
Certain services are available in case of emergency. Services include Emergency Card Replacement on a 7-10 day delivery or by courier. - Trip Assistance and Legal Assistance
Features include support for Lost Document and Ticket Replacement, Lost Luggage Assistance, Pre-trip Information and Legal Assistance.F
- More Coverage and Support
Our standard 1-hour Credit Line Increase Decisions during regular business hours and Cash Advances at banks and ATMs worldwide.
- Purchase Assurance
Covers most items purchased with your MBNA credit card for the first 90 days from the date of purchase. Lifetime total accumulative limit of $60,000 per account.A - Extended Warranty Benefit
Doubles the written warranties for up to one additional year on most new purchases made with your MBNA credit card.A
- Price Protection
If you make a qualifying purchase with your card and find the same product advertised in Canada at a lower price within 60 days after purchase, the difference will be refunded, up to $500, subject to a calendar year maximum of $1,000 per account****. Certain conditions and exclusions apply - Save with Avis Rent A Car and Budget Rent A Car
Use your MBNA credit card to save a minimum of 10% off the base rates1, 2 in Canada and the U.S., and a minimum of 5% off the base rates1, 2 internationally, on qualifying car rentals at participating Avis and Budget locations.
Avis: You can reserve your Avis car rental by visiting www.avis.ca/mbna. Quote Avis Worldwide Discount (AWD) #C078405 at the time of reservation and charge the full rental to your MBNA credit card.
Budget: You can reserve your Budget car rental by visiting www.budget.ca/mbna. Quote Budget Customer Discount (BCD) #A331704 at the time of reservation and charge the full rental to your MBNA credit card.
Review the Product Summaries (For Quebec Residents Only) for more details about insurance coverages
- Mastercard® contactless
Simply tap your Mastercard® at participating merchants to process payments safely and wirelessly - letting you keep your card in your hands at all times. Use your Mastercard® at millions of international locations where Mastercard® contactless is accepted. - Mastercard® Zero Liability
As a Mastercard® credit card cardholder, you will not be responsible for unauthorized~ purchases made in store, over the telephone or online. Some conditions apply. See your Account agreement for details.
- Card Verification Code (CVC)
All our credit cards use a CVC code that can normally be found on the signature strip on the back of a credit card (the last 3 digits). The purpose of this is to verify that the genuine credit card is being used to make the purchase. - Chip & PIN
All of our cards are Chip & PIN enabled, which is one of the most secure ways to pay by credit card. Instead of a signature, you will be asked to enter a 4-digit Personal Identification Number (PIN) that is to be known only by you. Learn more about Chip & PIN.
Find out more about MBNA Credit Cards
How to apply for a credit card
More information about MBNA Smart Cash World Mastercard®
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